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Motorhomes · Travel Trailers · Fifth Wheels
Recreational Vehicle Insurance
Home away from home, fully covered.
Whether you live in your RV full-time or only roll it out for long weekends on Padre Island, Dolphin RV Insurance protects your home on wheels with coverage as flexible as your lifestyle.
Collision Coverage
Pays to repair or replace your RV after an accident regardless of fault.
Liability Protection
Covers bodily injury and property damage you cause while operating your RV.
Personal Belongings
Covers clothing, electronics, and valuables stored inside your RV up to your chosen limit.
Comprehensive Coverage
Covers hail, flooding, fire, theft, and storm damage — major risks on the Gulf Coast.
Full-Timer Coverage
If your RV is your primary residence, full-timer policies extend liability and personal property protection.
Emergency Expense Coverage
Pays for lodging and travel if your RV breaks down or becomes uninhabitable far from home.
Full-Timer Specialists
We understand the unique insurance needs of full-time RV residents and tailor coverage accordingly.
OEM Parts Guarantee
Claims are settled using original manufacturer parts, not cheaper aftermarket substitutes.
Nationwide Coverage
Your policy travels with you across all 50 states and into Canada — no geographic gaps.
Does my auto policy cover my towed trailer?
Liability may extend to a towed trailer, but physical damage coverage typically does not. A dedicated RV policy closes that gap.
Is my RV covered at a campsite?
Yes — comprehensive coverage applies at your campsite, not just on the road.
Can I get coverage for a rented RV?
We offer non-owner RV policies for those who rent frequently but don’t own their own rig.
Our Aransas Pass team is available Monday–Saturday, 9am–5pm.
After-hours emergency claims support is available 24/7.